Maximize Your Retirement Potential

Individual Retirement Accounts (IRAs)

Our individual retirement accounts (IRAs) let you save for retirement with significant tax advantages. Traditional IRA accounts are taxed-deferred until you withdraw, so you don’t pay any taxes on funds until you are ready to cash out. Plus, funds are compounding, so the earlier you start saving, the more you can maximize your retirement potential.

Contact us to open an IRA

IRA & IRA Share

13 Month^†	$1,000	4.17%	4.25%	Monthly
IRA Share	Incremental Deposit IRA	0.10%	0.10%	Monthly
6 Month	$500	1.75%	1.76%	Monthly
1 Year	$500	1.75%	1.76%	Monthly
2 Year	$500	2.00%	2.02%	Monthly
3 Year	$500	2.05%	2.07%	Monthly
4 Year	$500	2.10%	2.12%	Monthly
5 Year	$500	2.20%	2.22%	Monthly

APY is accurate as of November 10, 2025 the last dividend declaration date.
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.

**Minimum balance required to earn the advertised APY

†Rates subject to change and available for a limited time. Certificate must be funded with new money not on deposit with Kohler Credit Union. A minimum of $1,000 and a maximum of $500,000 required to receive the rate. Financial institutions and public funds are ineligible. The 13-month certificate will automatically renew to the 12-month certificate at the rate effective at time of renewal.

HSA

A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.

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