grow money
For the Patient Savers

Share Certificate

Share Certificates offer a reliable, low risk way to earn more than a traditional savings account. By committing your funds for a set term, you receive a higher fixed return.

With flexible terms from three months to five years and minimum deposits starting at $500, Kohler Credit Union makes guaranteed growth simple.

Open a Share Certificate Account

Features and Benefits:

  • Stable, secure, and NCUA insured
  • A variety of terms to fit your needs
  • An excellent way to save for vacations, retirement, major purchases or other life events
  • Solid way to save if you can lock your money for a specified time
Schedule an Appointment

Share Certificates

Deposit Type Minimum Balance** Dividend Rate APY * Dividend Period
5 Month † $1,000 3.69% 3.75% Monthly
3 Month $500 1.25% 1.26% Monthly
6 Month $500 1.75% 1.76% Monthly
1 Year $500 1.75% 1.76% Monthly
2 Year $500 2.00% 2.02% Monthly
3 Year $500 2.05% 2.07% Monthly
4 Year $500 2.10% 2.12% Monthly
5 Year $500 2.20% 2.22% Monthly
Open an Account

APY is accurate as of February 10, 2026 the last dividend declaration date.
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.

**Minimum balance required to earn the advertised APY

†Rates subject to change and available for a limited time. Certificate must be funded with new money not on deposit with Kohler Credit Union. A minimum of $1,000 and a maximum of $500,000 required to receive the rate. Financial institutions and public funds are ineligible. The 5-month certificate will automatically renew to the 6-month certificate at the rate effective at time of renewal.

IRA

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HSA

HSA

A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.

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