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For the Patient Savers

Share Certificate

Share Certificates are a reliable, low-risk alternative to a traditional savings account. By committing your funds for a set term, you’ll earn a higher fixed rate of return—rewarding you for your consistency. The longer the term, the greater the dividend, making Share Certificates an excellent choice for steady, long-term wealth building.

With flexible terms ranging from three months to five years and starting deposits as low as $500, Kohler Credit Union makes it easy to secure guaranteed growth. Whether you’re planning for major life milestones or simply want the peace of mind that comes with a stable investment, our Share Certificates put you in control.

 

Open a Share Certificate Account

Features and Benefits:

  • Stable, secure, and NCUA insured
  • A variety of terms to fit your needs
  • An excellent way to save for vacations, retirement, major purchases or other life events
  • Solid way to save if you can lock your money for a specified time
Schedule an Appointment

Share Certificates

13 Month† $1,000 4.17% 4.25% Monthly
3 Month $500 1.25% 1.26% Monthly
6 Month $500 1.75% 1.76% Monthly
1 Year $500 1.75% 1.76% Monthly
2 Year $500 2.00% 2.02% Monthly
3 Year $500 2.05% 2.07% Monthly
4 Year $500 2.10% 2.12% Monthly
5 Year $500 2.20% 2.22% Monthly
Open an Account

APY is accurate as of November 10, 2025 the last dividend declaration date.
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.

**Minimum balance required to earn the advertised APY

†Rates subject to change and available for a limited time. Certificate must be funded with new money not on deposit with Kohler Credit Union. A minimum of $1,000 and a maximum of $500,000 required to receive the rate. Financial institutions and public funds are ineligible. The 13-month certificate will automatically renew to the 12-month certificate at the rate effective at time of renewal.

IRA

IRAs

Individual Retirement Accounts allow you to save for retirement with significant tax advantages.

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HSA

HSA

A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.

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