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For the Patient Savers

Share Certificate

Share Certificates offer a reliable, low risk way to earn more than a traditional savings account. By committing your funds for a set term, you receive a higher fixed return.

With flexible terms from three months to five years and minimum deposits starting at $500, Kohler Credit Union makes guaranteed growth simple.

Open a Share Certificate Account

Features and Benefits:

  • Stable, secure, and NCUA insured
  • A variety of terms to fit your needs
  • An excellent way to save for vacations, retirement, major purchases or other life events
  • Solid way to save if you can lock your money for a specified time
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Share Certificates

Deposit Type Minimum Balance** Dividend Rate APY * Dividend Period
3 Month $500 1.25% 1.26% Monthly
6 Month $500 1.75% 1.76% Monthly
1 Year $500 1.75% 1.76% Monthly
2 Year $500 2.00% 2.02% Monthly
3 Year $500 2.05% 2.07% Monthly
4 Year $500 2.10% 2.12% Monthly
5 Year $500 2.20% 2.22% Monthly
Open an Account

APY is accurate as of April 1, 2026 the last dividend declaration date.
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.

**Minimum balance required to earn the advertised APY

IRA

IRAs

Individual Retirement Accounts allow you to save for retirement with significant tax advantages.

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HSA

HSA

A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.

Learn More